A new life comes with a new house. With it, the woes of money management. How would you be able to buy the house of your dreams if you are unable to find the right loan? With Fairfax Mortgage Investments, you can find that one loan that will help you get the house you want.
We have been working with Vienna, VA first time home buyers like you since 1990. Our goal is to get you that new house you’ve been eyeing on stress free, allowing you to comfortably budget your savings. There are a variety of programs, grants, and incentives to choose from, allowing you to mix and match which ones you want for your loan package. Fairfax Mortgage Investments can help you choose the type of loan you need to buy that house.
Contact Fairfax Mortgage Investments today through our website or by phone. Our team will answer the call promptly.
Top Vienna, VA First Time Home Buyer Loan Programs
Vienna FHA Loans
FHA loans give only the best deals. They have competitive interest rates, low down payments, and low closing costs compared to other loans. These loans can greatly help a Vienna, VA first time home buyer.
Vienna USDA Loans
These loans were created by the US Department of Agriculture. USDA loans have low, fixed-rate interest and do not give down payments. They are good for Vienna, VA first time home buyers.
Vienna VA Home Loans
VA home loans are another kind of loan that can help a first time home buyer. Created by the US Department of Veterans Affairs, these loans have no down payment and low interest rates. VA home loans are great for military personnel.
Vienna FHA Section 203(k)
This kind of loan can help those looking at a house in need of renovations. FHA Section 203(k) has a single mortgage that is combined with the costs for repairing a house. This allows the mortgage rate to be lower than before.
Vienna, VA First Time Home Buyer Loan Assistance
For Vienna, VA first time home buyers, the process of getting a home you want can be long and tedious. There are many programs and grants to choose from and the entire home buying process can last over a month. We of Fairfax Mortgage Investments can handhold you through the entire process and even fill out the paperwork for you so you don’t have to worry.
How The Vienna, VA First Time Home Buyer Loan Works
Start with budgeting for the Vienna, VA house you want by estimating its price, housing costs like taxes and insurance, and expected closing costs. Then move on to finding a realtor. Make sure you bring in needed documentation for the first meeting, which includes pay stubs, bank account statements, W-2s, tax returns over the last two years, statements from current loans and credit lines, and the names and addresses of previous landlords. You can then rely on Fairfax Mortgage Investments to do the rest.