The thought of buying a new house can be terrifying. After all, who wouldn’t worry about finding the right loan to pay for it? Fairfax Mortgage Investments will help you with finding the right loan to take.
We have been in the industry since over 30 years ago and know our way around. At Fairfax Mortgage Investments, we dedicate our time to helping Dale City, VA first time home buyers find the right loan package for them while simultaneously going through the home buying process with them. With us, we believe that you will be able to get the home of your dreams.
So contact us today! Soon you’ll be able to get the home of your dreams.
Top Dale City, VA First Time Home Buyer Loan Programs
Dale City FHA Loans
FHA loans give Dale City, VA first time home buyers the chance to get a home of their own. With competitive interest rates and low down payment, they are one of the most popular types of loans out there. They are also insured by the Federal Housing Administration.
Dale City USDA Loans
USDA loans give Dale City, VA first time home buyers a chance to live in the countryside cheaply. They offer a low, fixed-rate interest with no down payment whatsoever. These loans are granted by the US Department of Agriculture.
Dale City VA Home Loans
VA home loans gives military personnel, veterans, and their widows a chance to own a home for the very first time. They offer no down payment and low interest rates. These loans are funded by the US Department of Veterans Affairs.
Dale City FHA Section 203(k)
FHA Section 203(k) can help Dale City, VA first time home buyers get a home that they like, but is in need of repairs. This loan allows them to roll the repair costs within a single mortgage, combining the two cheaply. It saves both time and money that way.
First Time Home Buyer Loan Assistance in Dale City, VA
Fairfax Mortgage Investments is willing to work with you through the entire period that the home buying process takes place in. With the many programs, grants, and incentives there are, we make sure to help you pick the best one for your budget. We do whatever the home buying process asks for, from program applications to credit enhancement.
How The First Time Home Buyer Loan Works for Dale City, VA Residents
First thing’s first, find out the total cost of the Dale City, VA house itself, the housing like taxes and home insurance, and the closing costs. Then base your budget around that figure before going to find a realtor. When going to a realtor, be prepared with the right documents, like pay stubs, bank account statements, W-2s, tax returns, current loans and credit lines, and the names and addresses of past landlords. After that, you can let Fairfax Mortgage Investments do the rest!