If you’re a prospective or current homeowner in Northern Virginia, Washington DC, or Maryland, Fairfax Mortgage Investments is your one-stop financing shop. In our 34+ years of business, we’ve helped thousands of clients secure the home of their dreams, including families, couples, first time home buyers, veterans or active duty servicemen, and senior citizens. We work with you to find the best loan package for your goals and budget and actively manage your process through closing day, from the smallest details to the looming unknowns.
We offer a wide variety of loans and financing products, and our team has particular specialty with less common types of loans like FHA loans, VA loans, jumbo loans, and bridge loans. Our leadership and loan officers relish the challenge of actualizing the goals of clients that other lenders may simply shrug off due to the complexity of their case. Fairfax Mortgage Investments is fully licensed in the states of Virginia, Maryland, Delaware, Florida, and the District of Columbia.
Loans and Home Financing Options
FHA Loans
Subsidized by the Federal Housing Administration, FHA loans come fully guaranteed and insured, lowering your lender’s risk so you can get a better deal on closing costs, qualification, and down payments.
Home Equity Loans
Home equity loans allow you to borrow large amounts at low rates using your home’s equity as collateral. Home equity loans are a great way to finance major expenses such as home improvements, college education, or medical bills.
Debt Consolidation Loans
Debt consolidation loans help simplify your finances by consolidating debts like student loans, credit card debt, and medical bills under a single, larger loan with one monthly payment.
Bridge Loans
Also known as interim financing or swing loans, bridge loans are temporary, short-term loans intended to provide cash flow during the interim of two deals. Bridge loans can be helpful to ease the transitionary period between purchasing a new home and waiting for your old home to sell.
Home Improvement Loans
Personal or equity-based Home Improvement Loans are a great way to invest in your home’s value and comfort without stripping your monthly budget.
Down Payment Assistance Loans
Designed to help homebuyers overcome the biggest hurdle to homeownership, down payment assistance loans are designed to lower the out-of-pocket amount needed to secure a mortgage with low-interest funding.
Jumbo Loans
Also known as a non-conforming mortgage, jumbo loans are a form of home financing that lend an amount above the loan limit guidelines set by Fannie Mae and Freddie Mac. Jumbo mortgages are designed to finance luxury properties and homes in high-price real estate markets like the Washington, DC metropolitan area.
VA/Military Home Loans
VA Home Loans are special loans guaranteed by the Department of Veterans Affairs to help active service members, veterans, and eligible surviving spouses become homeowners. VA Loans often provide lower interest rates, lower closing costs, and don’t require down payments or mortgage insurance.