Home Loans

Taking out a mortgage on a home is a significant financial decision, but it can seem even more daunting for those who are self-employed. Those who work at businesses of their own making already need to adjust to new ways of managing their finances, such as paying both the employer and employee portion of taxes. […]

If you are considering the purchase of a home, especially if it is your first, you may not be entirely sure what all of the fine print in your mortgage means. The process of signing all the home loan paperwork means that you will be jotting down your name dozens or even hundreds of times, […]

Buying your first home is exciting, though a bit daunting. If you finance your first home by taking advantage of the many loan programs available to you, you can be comfortable with your purchase for many years. For many first-time home buyers, the biggest challenge is how to finance the purchase. First-time buyers in Virginia […]

Many homeowners struggle to keep up with the “to do list” of projects that need to get done around the house. Bigger projects get put on hold because the homeowner does not have the cash to pay for them and they are too big to be DIY projects. Keeping up with home maintenance becomes more […]

Looking for down payment assistance loans? Now more than ever before, buyers have an array of options for financing the purchase of a new home. Buying a home traditionally requires the buyers save up money for the down payment. What Is a Down Payment? The down payment is the amount of money a buyer must […]

Taking out a mortgage loan often involves deciphering a lot of financial jargon that you have never had to understand before. Interest rate and annual percentage rate (APR) are two of the most confusing terms for a lot of people, because they seem to be talking about the same thing. While the interest rate and […]

Debt consolidation loans take multiple debts and combine them into one (with a single, easy to manage, and budget-friendly interest rate). There are many advantages to this, and for many people, it can be a life-save that helps them manage their finances and get out of or recover from debt. In this post, find out […]

When a couple or family is seeking to move to a new home, they may consider financing options that allow them to create a time gap between the sale of their old home and the purchase of their new one. A “bridge loan” mortgage is designed precisely for cases like this. Like any type of […]

Buying your first home can be incredibly exciting, but that excitement does not come without a fair amount of financial stress, as the majority of people will need a loan when buying a home. It can be tough to know every type of loan available to you, and what sets one loan apart from another. […]